Unsecured Loans-Check Your File

UnsecuredLoans

About Us
Check Your File
Capital One UK
Marbles UK
All UK Credit Cards
Unsecured Loans

Check Your File

Home Information Loans UK Credit Cards Rate Alert Site Map

Don't be one of them? Many consumers do not know the importance of checking their credit report at least once a year. Identity theft is the number one crime on the internet. It is important to take drastic steps NOW to prevent yourself from becoming a statistic.

ID thieves steal personal information, such as a credit card account number, Social Security number or driver’s license number. Then they open up accounts in a consumer’s name and run up charges on the account. Or, they use the personal information to charge goods and services to a consumer’s existing accounts. In other cases, they may work, or even be arrested, while using the victim’s name.

The harm to a consumer’s credit and daily life can be devastating. Victims of ID theft often have trouble getting new credit cards or loans because of the damage to their credit ratings.

According to the ID Theft Data Clearinghouse, the most common types of identity theft are:

using or opening a credit card account fraudulently
opening telecommunications or utility accounts fraudulently
passing bad checks or opening a new bank account
getting loans in another person’s name
working in another person’s name.

Source: Identity Theft: Report, Testimony's, and Comments

Catching Identity Theft Early

Sometimes an ID thief can strike even when you've been very careful. One of the best ways to catch identity theft is to regularly check your credit record. Also, follow up with creditors if your bills do not arrive on time. A missing credit card bill could mean an identity thief has taken over your credit card account and changed your billing address to cover his tracks.